• Mortgage Update for 2020

    With the political uncertainty of recent years the housing market has been fairly subdued for a while now.  The election result should have a positive affect this year and I'm already seeing more activity.

    Rates are the lowest they have been for some time, and there is a slight chance of a base rat…

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    Updated by Private Premier Finance on Tuesday, January 28, 2020
  • Good news for first time buyers

    With house prices as high as they are it is very difficult for first time buyers to get on the ladder now.  Getting together enough money for a deposit, stamp duty, solicitors fees and valuation fees is almost impossible in London and South East.

    We find that most first time buyers have help with s…

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    Updated by Private Premier Finance on Thursday, December 28, 2017
  • Update On the Property Market and Rates

    As we approach the middle of 2017 I thought I would give you an update on my experience with the housing market and the mortgage market for the first five months of the year.

    We have seen a lot of changes with buy to let mortgage criteria in the last few months and this has had a downward affect on…

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    Updated by Private Premier Finance on Friday, May 19, 2017
  • Buy To Let changes

    2016 has seen some of the biggest changes to the buy to let industry as the government attempt to make more properties available to first time buyers rather than landlords.  Below is a list of these changes:

    Stamp Duty 

    As of the 1st April 2016 the rate of stamp duty on second homes, and buy to le…

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    Updated by Private Premier Finance on Wednesday, December 14, 2016
  • The base rate cut, what does it mean for you?

    Last week's unanimous decision by the Bank of England Monetary Policy Committee to reduce the base rate by 0.25% was the first time we have seen the rate change since 2009.  The move is designed to add extra stimulus to the UK economy whilst it adjusts to the EU referendum.

    This cut in the bank rat…

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    Updated by Private Premier Finance on Friday, August 12, 2016
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