Your home may be repossessed if you do not keep up repayments on a mortgage.
With the recent changes in the mortgage market it is more important than ever to receive comprehensive mortgage advice to ensure you secure the most suitable product for your circumstances and needs.
Whatever your circumstances we will give you our professional, no obligation, advice. Some of the areas we can help with include purchase mortgages, re-mortgages, let to buy and buy to let.
Call us on 01444443439 to discuss your requirements whatever your situation.
We can also advise you on the costs of moving by looking at the stamp duty, estate agents fee and solicitors fees to ensure you have enough provision in place.
Stamp duty charges changed in December 2014 and to find out how much you will have to pay please click here to access an online calculator.
Stamp duty for buy let and seconds home purchases is changing on 1st April 2016. On properties over £40,000 there is an extra charge of 3% of the purchase price on top of the usual rates.
After recommending the most suitable mortgage for you we can then do an agreement principle to put you in a strong position when making an offer on a property. When we have submitted your application we will chase the lender for you and deal with all the paperwork so you receive the offer as quickly as possible.
The Financial Conduct Authority does not regulate some forms of buy to let or commercial mortgages.