Buy To Let

Private Premier Finance provide fee free mortgage advice on buy to let mortgages. Please call us on 01444 443439 or send us an enquiry by clicking here.

 

For a comprehensive Buy To Let product search please click Compare Mortgage Rates and select the Buy to Let tab.

 

Buy To Let mortgages have become increasingly popular over the last 10 years and whether you are a first time landlord or you have a large portfolio of properties already we can offer no obligation advice.

Rates are usually slightly higher than residential mortgage deals and the lending criteria is based more on the property than the individual in term of income.  Most providers currently offer buy to let mortgages with a requirement that at least a 25% deposit is available.  In certain circumstances you may be able to put down slightly less. Click to view the Top 10 current buy to let mortgage rates.

It is important to consider whether you are looking for capital growth or a high rental yield when deciding the type of property to purchase, and in what location.  It is a good idea to speak with local letting agents to find out which areas are popular with tenants and the type of property that gives a good return of investment. 

When investing in property you need to consider the risks of buying to let and trying to minimise these risks as much as possible. Although historically house prices have risen in the long term there is a risk they they could fall in the future and this could reduce the amount of equity in your property or result in a negative equity situation.  If interest rates rise this could have an impact on your affordability going forward and any void periods where the property is empty could affect your ability to maintain the mortgage.

Please call us for further details.

Your property may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of buy to let.

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The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

Your home may be repossessed if you do not keep up repayments on a mortgage.

Private Premier Finance, a trading style of Nick Hills, is an appointed representative of HL Partnership Ltd, which is authorised and regulated by the Financial Conduct Authority, FRN 540081.

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